Simply Access

A Heritage Simply Access personal account is already loaded with all the features you want in a daily transactional account, but we’ve given you another reason to look forward to pay day.

Just by switching to have your regular salary deposited into your new Simply Access account could earn you up to $5,000*

In two easy steps you could be up to $5,000* better off,

  1. Open a new Heritage Bank account before 31 December 2016; and
  2. Use this Pay your Pay in form to nominate to have your regular salary deposited into your new account.

It’s that simple.

* Full terms and conditions available here.





Features

  • No monthly account keeping fees
  • Free internet and phone banking transactions
  • Free mobile banking transactions
  • Free Heritage ATM transactions
  • Free SMS Account Enquiries
  • Access to over 3,000 Network ATMs nationwide
  • Visa Debit card or chequebook available
  • eStatements available
  • Transact through Bank@Post 

Rates

Interest Rates

$1 - $24,9990.01%
$25,000 - $49,9990.01%
$50,000 +0.02%
Rates effective from 06/10/2016

Fees

With most transactions available for free, the Simply Access account is a smart choice.
Account keeping fee $0
Transaction Type Monthly fee free zone Fee per excess transaction
Heritage on-line banking Unlimited Free
Heritage Access Line phone banking
SMS Account Enquiries
Direct credits
Direct debits
Cheque deposits
Counter cash deposits
Presented cheques
Counter cash withdrawals, transfers and BPAY
Heritage ATM withdrawals, transfers and balance enquiries
EFTPOS 10 $0.50
Network ATM withdrawals and balance enquiries $1.75
SMS Alerts 0 $0.25
Bank@Post balance enquiries 0 $0.30
Bank@Post cash withdrawals 0 $2.50
Bank@Post cheque deposits# 0 $2.50
Bank@Post cash deposits# 0 $2.50
Non-Heritage counter withdrawals (Visa) 0 $2.50
Overseas ATM or counter withdrawals (Visa) 0 $5.00 plus overseas currency conversion fee
# Special zoned members (those with a residential postcode recorded by Heritage within the range 0000 to 3999, 4385 to 9999, 4311, 4312, 4313, 4360 and 4361) may make unlimited Bank@Post transactions without attracting transaction fees for these transactions.

Visa Debit subject to application and approval. Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.