Simply Access

A transaction account designed for easy transactions and access to your money for everyday spending.

Features
  • $0 account fees

Save money with no monthly account keeping fees

  • National ATM Network

No feeson a network of over 10,000 ATMs across Australia

  • Digital security

Cancel or hold your cards and block selected transaction types

  • Payments on the go

Use a range of smart devices to pay

  • 24hr local service

24 hours, 7 days a week mobile, internet and phone banking

  • 5 minute set up

Start using your account in as little as 5 minutes

  • Free internet, phone and mobile banking transactions
  • Visa Debit card or chequebook available 
  • eStatements available
  • Transact through Bank@Post*
Payments on the go

Keep moving with wearable payment technology including Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Fees

$0

Monthly account keeping fee

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
EFTPOS
Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Free
 Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions* $3.00
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. 
Rates

Interest Rate
$1 or more
interest calculated on daily balances and paid quarterly
Interest Rate
Rates Effective From 06/01/2019
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