How to save more money
Save money with no monthly account keeping fees
No fees^ on a network of over 10,000 ATMs across Australia
Cancel or hold your cards and block selected transaction types
Use a range of smart devices to pay
24 hours, 7 days a week mobile, internet and phone banking
Start using your account in as little as 5 minutes
Keep moving with wearable payment technology including Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
Get a $50 reward#
It's not rocket science — it's Simply Access
Be one of the first 500 applicants to open a new Simply Access account online during August and meet the qualification criteria# to receive a $50 reward.
How to qualify:
Step 1 Open a new Simply Access account online by 31 August 2019
Step 2 Make at least 20 Debit Transactions in September 2019T&Cs apply. Offer ends 31 August 2019.
Fee Per Transaction
|Direct credits and debits||Free|
|Visa debit and Visa payWave||Free|
|Counter cash deposits, withdrawals, transfers and BPAY®||Free|
|Heritage ATM withdrawals, transfers and balance enquiries||Free|
|Overseas ATM or counter withdrawals (Visa)||$5.00 plus overseas currency conversion fee|
|*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999.
|$1 or more|
|interest calculated on daily balances and paid quarterly|