Simply Access

A Heritage Simply Access account is loaded with all the features you want in a daily transactional account.  


Interest Rate
$1 or more
interest calculated on daily balances and paid quarterly
Interest Rate
Rates Effective From 04/05/2018

With most transactions available for free, the Simply Access account is a smart choice.
Account keeping fee $0

Transaction Type

Monthly fee free zone

Fee per excess transaction

Heritage on-line banking


Heritage Access Line phone banking  
SMS Account Enquiries  
Direct credits  
Direct debits  Free
Cheque deposits  
Counter cash deposits  
Counter cash withdrawals, transfers and BPAY  
Heritage ATM withdrawals, transfers and balance enquiries  
Presented Cheque  10  $1.00 
EFTPOS  $0.50
SMS Alerts  0  $0.25
Bank@Post balance enquiries  0  $3.00
Bank@Post cash withdrawals  0  $3.00
Bank@Post cheque deposits#  0  $3.00
Bank@Post cash deposits#  0  $3.00
Non-Heritage counter withdrawals (Visa)  0  $2.50
Overseas ATM or counter withdrawals (Visa)  0  $5.00 plus 3% overseas currency conversion fee
 # Members with a residential postcode recorded by Heritage within the range 0000 to 3999, 4385 to 9999, 4311, 4312, 4313, 4360 and 4361, may make unlimited Bank@Post transactions without attracting fees for these transactions.
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