Simply Access

A Heritage Simply Access account is loaded with all the features you want in a daily transactional account.  

Features

Fees

 Account keeping fee  $0

Transaction Type

 Monthly fee free zone

 Fee per excess
transaction

Heritage Online banking  Unlimited  Free
Heritage Access Line phone banking
Direct credits and debits
Cheque deposits
Counter cash deposits
Counter cash withdrawals, transfers and BPAY
Heritage ATM withdrawals, transfers and balance enquiries

Presented Cheque

10

$1.00

EFTPOS

0

$0.50

SMS Alerts

0

$0.25

Non-Heritage counter withdrawals (Visa)

0

$2.50

Overseas ATM or counter withdrawals (Visa)

0

$5.00 plus 3% overseas currency conversion fee

Bank@Post balance enquiries, cash withdrawals, cheque deposits and cash deposits#

0

$3.00

# Members with a residential postcode recorded by Heritage within the range 0000 to 3999, 4385 to 9999, 4311, 4312, 4313, 4360 and 4361, may make unlimited Bank@Post transactions without attracting fees for these transactions. Please read the Guide to Heritage Deposit Products and Heritage Bank Fees & Limits Guide and consider whether this product is right for you. 


Rates
Interest Rate
$1 or more
interest calculated on daily balances and paid quarterly
Interest Rate
0.01%
Rates Effective From 01/07/2018
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