Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 13 October 2026. Find out more.
We're running scheduled maintenance from 10.00pm Wednesday 14 October to 5.00am Thursday 15 October (AEST). Our Mobile Banking App, Internet Banking and Phone Banking will be unavailable during this time. Learn more.
Our Simply Access account is just that - a simple, but flexible, transaction account with 24/7 access and no monthly fee. Open your account online today and start banking with Heritage in minutes.
Transaction type |
Fee per transaction |
| Direct credits and debits | Free |
| EFTPOS |
Free |
| Visa debit and Visa payWave | Free |
| Counter cash deposits, withdrawals, transfers and BPAY® | Free |
| People First Bank ATM withdrawals, transfers and balance enquiries | Free |
| AUD Cheque deposits | Free |
| Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
| Bank@Post Transactions | Free |
$0Monthly account keeping fee^ |
|
||
|---|---|---|
| Interest Rate | ||
| $1 or more | ||
| interest calculated on daily balances and paid quarterly | ||
Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.
They can also help with internet banking, card management and lots more. Tap here for assistance.