Call us
Email us
Live chat
Find a branch
Loans
Home loans
Lump Sum Repayment Calculator
Toggle navigation
Banking
Accounts
All Accounts
Ways to bank with us
Interest rates
Calculators
All Business Accounts
Open an account
Budget Planner
Savings Calculator
Credit Cards
All Credit Cards
Find the card that fits you
Compare all cards
Credit Card enquiry
More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Investment Banking
Enquire
$0 Account keeping fees with our Simply Access account
Loans
Personal Loans
All Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry
Borrowing power calculator
Personal Loan repayment calculator
Car Loan repayment calculator
Home Loans
All Home Loans
Find the loan that fits you
Interest rates
Calculators & tools
Compare all Home Loans
Home Loan enquiry
Buy your first home
Buying your next home
Refinance to Heritage
Property investment
Home Loan calculator
Borrowing power calculator
Refinance calculator
Key fact sheets
🏠 All Calculators
Business Loans
All Business Loans
Business Car Loan
Interest rates
Business Loan enquiry
Business
Get Started
All Business Banking
I want to start a business
Business Tips & Articles
Business enquiry
Business Banking
Accounts
Business Visa
Loans
Interest rates
Insurance
All Business Banking
Support
Activate a card
Business Payment Tools
Hardship Assistance
Internet Banking Assistance
Contact Us 24/7
Calculators
Saving & Planning Calculators
All Calculators
Budget Planner
Savings Calculator
Income tax calculator
Term deposit calculator
Home Loan Calculators
Home Loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Loan comparison calculator
More calculators
Personal Loan Calculators
Borrowing power calculator
Personal Loan repayment calculator
Car Loan repayment calculator
Estimate the cost of owning your home
Help & Guidance
Supporting You
Accessing your account
Activate a card
Hardship Assistance
Forms & Brochures
FAQs
Internet Banking Help
Deceased Estates
Forms
Brochures
I want to...
Buy a car
Travel more
Plan for my wedding
Buy my first home
Buy a home
Grow my family
Start a business
Invest in property
Plan for retirement
Switch to Heritage
Articles
All Articles
Saving & Budgeting
Buying a Home
Buying a Car
Travelling
Home Renovation
Retirement
Investing
Kids and Teens
Business
Security and Scam
About
About Heritage
About us
Our locations
News
Customer Owned Banking
Careers
Member Centre
Contact Us
Community
Heritage in the Community
Photographic Awards
Community Branches
Our commitment to you
Refer a friend
Our Charitable Foundation
Our Member Charter
Login
Internet Banking
Internet Banking
Download the app
Online Share Trading
Business Netbanking
Back
Home
Show Alerts
Banking
Loans
Business
Calculators
Help & Guidance
About
Banking
Accounts
Credit Cards
More
$0 Account keeping fees with our Simply Access account
Loans
Personal Loans
Home Loans
Business Loans
Business
Get Started
Business Banking
Support
Calculators
Saving & Planning Calculators
Home Loan Calculators
Personal Loan Calculators
Estimate the cost of owning your home
Help & Guidance
Supporting You
I want to...
Articles
About
About Heritage
Community
Our Member Charter
Accounts
All Accounts
Ways to bank with us
Interest rates
Calculators
All Business Accounts
Open an account
Credit Cards
All Credit Cards
Find the card that fits you
Compare all cards
Credit Card enquiry
More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Investment Banking
Enquire
Personal Loans
All Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry
Home Loans
All Home Loans
Find the loan that fits you
Interest rates
Calculators & tools
Compare all Home Loans
Home Loan enquiry
Business Loans
All Business Loans
Business Car Loan
Interest rates
Business Loan enquiry
Get Started
All Business Banking
I want to start a business
Business Tips & Articles
Business enquiry
Business Banking
Accounts
Business Visa
Loans
Interest rates
Insurance
All Business Banking
Support
Activate a card
Business Payment Tools
Hardship Assistance
Internet Banking Assistance
Contact Us 24/7
Saving & Planning Calculators
All Calculators
Budget Planner
Savings Calculator
Income tax calculator
Term deposit calculator
Home Loan Calculators
Home Loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Loan comparison calculator
More calculators
Personal Loan Calculators
Borrowing power calculator
Personal Loan repayment calculator
Car Loan repayment calculator
Supporting You
Accessing your account
Activate a card
Hardship Assistance
Forms & Brochures
FAQs
Internet Banking Help
Deceased Estates
I want to...
Buy a car
Travel more
Plan for my wedding
Buy my first home
Buy a home
Grow my family
Start a business
Invest in property
Plan for retirement
Switch to Heritage
Articles
All Articles
Saving & Budgeting
Buying a Home
Buying a Car
Travelling
Home Renovation
Retirement
Investing
Kids and Teens
Business
Security and Scam
About Heritage
About us
Our locations
News
Customer Owned Banking
Careers
Member Centre
Contact Us
Community
Heritage in the Community
Photographic Awards
Community Branches
Our commitment to you
Refer a friend
Our Charitable Foundation
Calculators
Budget Planner
Savings Calculator
Calculators
Borrowing power calculator
Personal Loan repayment calculator
Car Loan repayment calculator
Find the loan that fits you
Buy your first home
Buying your next home
Refinance to Heritage
Property investment
Calculators & tools
Home Loan calculator
Borrowing power calculator
Refinance calculator
Key fact sheets
🏠 All Calculators
Forms & Brochures
Forms
Brochures
Lump Sum Repayment Calculator