1 Year Fixed Rate Home Loan

Our 1 Year Fixed Rate Home Loan allows you to lock an interest rate in for a one year period so you know what your repayments will be. 

  • People First service from your own dedicated lending specialist
  • Unlimited extra repayments without penalty
  • Unlimited redraw facility
  • Repayments are calculated on a monthly basis, but can be paid monthly, fortnightly or weekly
  • Minimum loan amount $20,000
  • Valuation fee covered up to $330 (applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower.)
  • Family Guarantee available
  • Ability to use payments in advance towards your loan installments
  • Construction loan available 
  • Interest only option (max 5 years)

Application Fee $600
Monthly Fee  $8

Reborrow Fees

(Reborrowing administration fee on loan accounts where allowed)

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