No more "foreign" fees for using big bank ATMs

Did you know that Heritage Bank customers can now use the ATM networks of all four big banks in Australia without incurring an extra fee?

20 August 2018

Did you know that Heritage Bank customers can now use the ATM networks of all four big banks in Australia without incurring an extra fee?

That’s right – the four big banks are no longer charging customers of other banks a “foreign” fee to use their ATMs.

Previously, if you used your Heritage card to withdraw cash at a big bank ATM, you would have been charged around a $2 “foreign” fee for the transaction.

Late last year that changed, when all four big banks - Commonwealth, ANZ, NAB and Westpac - announced they were no longer charging those fees.

As a result, you can now use the 10,000 ATMs in the combined fleets of the big banks around Australia, in just the same way as you can use a Heritage Bank ATM.

Be careful though – not all other banks have stopped charging the foreign fee. Nor have many of the other ATM networks such as those you might find in pubs, clubs or service stations.

If you do try to use an ATM from a network that still charges these fees, you will see a prompt on screen warning you of the charge and asking if you want to proceed with the transaction.

Also be aware that using ATMs overseas may incur additional fees.