With a great rate and award-winning service on a Heritage home loan, you'll be saying  "Bank you very much!" too.

An Eligible Home Loan is a new Standard Variable, Discount Variable, Fixed Rate home loan or Home Advantage Package eligible loan (including further advances on existing loans) for a minimum amount of $250,000.

The Eligible Home Loan must be applied for between 1 March 2021 to 30 April 2021 and disbursed by 31 July 2021

Offer not valid for Living Equity or Line of Credit loans, Bridging Loans, Business Loans and existing Members switching loans, or internal refinances, or non-residents. 

We can help you set up a regular direct debit arrangement in-branch or over the phone during your application. You can also login to Heritage Online and set up a reoccurring repayment yourself by selecting transfer later and choosing the frequency and amount of transfer. 

We'll be checking if you meet the bonus criteria each month, for 6 months after your home loan settles. So if you don't meet the criteria one month but you do the next, we'll see this and adjust your bonus payments accordingly. 

Example

Let's say your home loan settles in April 2021. You don't meet the bonus criteria in May 2021 but you do in June 2021.

You'll receive your first $50 cashback payment in July 2021. If you continue to meet the bonus criteria, your last cashback payment will be made in November 2021. Your total cashback will be $250.

No, not all transactions will get you into the draw. An 'Eligible Transaction' is any transaction where you pay with your Visa Debit Card at a checkout in-store or online. This can be with your physical card or your digital wallet.

Transactions that aren't included in this promotion are:

• NPP Fast Payments
• Direct Debits
• BPAY
• Cash withdrawals of any type
• Fees and charges on your account

• Simply Access Transaction Account
• Mortgage Offset
• Cash Management (No longer offered for sale)
• Loan Offset (No longer offered for sale)
• Money Manager (No longer offered for sale)

After your eligible home loan settles, we'll check that you meet the bonus criteria each month, for 6 months.

Each month you meet the criteria, you'll receive a $50 payment deposited into your Heritage transaction account processed in the next calendar month.  

Example

Let's say your home loan settles in April 2021.

May 2021 will the the first month you need to meet the bonus criteria. If you meet it, your first $50 cashback will be paid in June 2021.

If you continue to meet the bonus criteria for 6 months, your last cashback payment will be made in November 2021. Your total cashback will be $300.