Heritage is one of Australia's largest customer-owned banks. This means we're owned by our customers (like you!), not shareholders. So, instead of pursuing massive profits, our focus is on putting People First.
We know that helping our customers reach their financial dreams is not just about great products and competitive rates, it's about their entire banking experience. When you choose Heritage you'll be supported with award-winning customer service from our branches in Queensland and NSW. Plus, our Contact Centre has a team available 24/7 for all your banking needs.
Unlimited additional repayments and online redraw available
Your family members can use the equity in their own home to provide additional security for part of your loan amount
People first service and commitment to our customer-owned values
What is an eligible home loan?
An eligible home loan is an owner occupied or investment home loan of $500,000 or more which meets the following criteria:
a. The product taken out is one of the following Heritage home loans:
b. The home loan is either for:
> A refinance from another lender with a maximum Loan to Valuation Ratio (LVR) of 80%; or
> A new home loan that requires Lender Mortgage Insurance (LMI) with a minimum LVR of 80%.
What are the exclusions?
The offer excludes:
How do I open a Heritage transaction account?
What are the terms & conditions for the promotion?
When is the Cashback offer available?
You must apply for an eligible home loan between 1 April 2022 and 31 May 2022 and settle on or before 31 July 2022.
How and when will the Cashback payments be paid?