Calculators

Home Loan Calculators

Fit my loan
Find the loan that fits you
At Heritage Bank we understand that everyone's needs are different, so we take a personalised approach to fitting a home loan to suit you. Give our online loan chooser a go to see which loan could be a good fit for you.
Calculate your mortgage repayments
Our home loan repayments calculator helps you estimate the true cost of your mortgage, including stamp duty, rates, insurance, maintenance, and more. 
Personal Loan Calculators

Personal Loan Calculator

Our personal loan calculator helps you estimate your personal loan repayments, whether it be for a holiday, wedding, debt consolidation or renovations.

Car Loan Calculator
Use our car loan calculator to estimate the true cost of owning a car. It takes into account stamp duty, insurance, maintenance and more.
Credit Card Calculators

Credit Card Calculator
Calculate the minimum payment required on your credit card.
Balance Transfer Calculator
Find out how much money you can save on your credit account with our Balance Transfer Calculator.
Savings & Planning Calculators

Savings Plan Simulator
Project how much you can accumulate over time from an initial contribution and regular ongoing deposits.
Budget Planner tool
Need help working out a budget? Try our Budget Planner. Enter your annual income and expenses to assess your financial position.
Term Deposit Calculator
Project your interest earnings from term deposits.
Income Tax Calculator
This calculator helps your work out how much income tax you will need to pay.
Insurance Calculators

Home Insurance Calculators

Project an estimate of the full replacement value of your home building and contents.

Building Replacement Value Calculator

Contents Replacement Value Calculator

Business Lending Calculators

Equipment Finance Calculator

Calculate your finance repayments.