Heritage is Australia's largest customer-owned bank. With a history going back to 1875, we've always been in the business of helping Australians realise their financial dreams and enrich their lives. As a customer-owned bank, instead of paying dividends to shareholders, our profits go towards giving our customers competitive interest rates and lower (or no) fees whenever we can. We call this the People first way of doing business.
* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.