Interest Rates

Heritage is one of Australia’s largest customer owned banks. Being owned by our customers, not shareholders, means instead of pursuing massive profits, our focus is on putting People first. Learn more about our home loan, personal loan and account interest rates below. 


Accounts

Interest rates for accounts

View all interest rates for our saving and transaction accounts.

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Term Deposit
Lock in your savings for 1 month or up to 5 years with a Term Deposit, and know exactly what your investment is worth ahead of time. 
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Home Loans

Home Loan interest rates
Learn more about the interest rates available for new fixed and variable home loans at Heritage.
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Existing Heritage home loan switching interest rates 

If you'd like to switch your Heritage loan to a different product, these are the owner-occupied and investment interest rates that apply.

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Personal Loans

Compare personal loans
View the interest rates and features of our personal loans and car loan in one place, and compare our personal loans to decide which one may suit you.
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No longer for sale

Discontinued Products
Heritage Bank sometimes discontinues accounts, loans and credit cards by removing them from sale. The interest rates shown on this page are for existing product holders only.
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