- Fixed rate terms of 1, 2, 3 or 5 years
- Option to make additional or lump sum repayments without penalty
- Unrestricted reborrow facility
- Interest-only option for investment loans up to 5 years
- Partial interest offset account with full transaction facilities available
- Refix at end of fixed term at no cost
- Reverts to our competitive Standard Variable rate when fixed term expires
- Valuation Fee on first security paid by Heritage up to maximum of $330
- Construction loan available
To approved applicants only. Fees, charges and conditions apply.