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Insurance

Insurance

Trust Heritage to cover the most valuable things in your life with an extensive range of insurance products to give you priceless peace of mind.

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Offset Accounts

Offset Accounts

Pay off your home sooner and save money at the same time.

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Security & Privacy

We take the ongoing trust that you place in us to protect your personal information very seriously.

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Mortgage Refinancing

If you have Payments in Advance on your personal loan or home loan, you can ask Heritage to capitalise them. This means we will recalculate your repayments required to pay out the loan over the remainder of the term, as if you had no Payments in Advance.

If your Payments in Advance are capitalised, Heritage will recalculate your repayments and tell you the new amount, but not change how long it will take to pay out your loan. You will no longer be able to reborrow the Payments in Advance, or use them towards your repayments.

For full details, please refer to your Lending Terms and Conditions booklet.

To apply, please download the application form.