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Directors & Management

Mr Brian R Carter AM - ChairmanMr John Minz - Chief Executive Officer

Mr. Carter is a retired solicitor and businessman. He served as a Director of Darling Downs Building Society from 1975-81 and was Deputy Chairman in 1980-81. He has been a Director of Heritage since the merger in 1981. He was Deputy Chairman 1981-82 and has been Chairman of Directors since 1982.

Mr. Carter is an ex officio member of, and has involvement with, all Board Committees. Mr. Carter has also been Chairman of the Council of the Queensland Institute of Medical Research 1997-98 and Chairman of the Board of St. Vincent's Hospital, Toowoomba, 1990-96, and various other organisations.

Mr. Carter was appointed a Member in the General Division of the Order of Australia, "For service to business and commerce through the building society industry, and to the community through health care and medical research organisations".  He was awarded the Centenary of Federation Medal for distinguished service to the community.

On 28 April, 2007 Mr Carter was awarded an honorary doctorate at the University of Southern Queensland for his strong advocacy of the University and his significant contribution to the community through his voluntary, charitable and sporting contributions.

John Minz 2010

John Minz is Chief Executive Officer of Heritage Bank. He has held this position since late 2003 and has been with Heritage since 1993.

He joined Heritage as Head of Internal Audit, a position that enabled the former Brisbane resident, and graduate from both University of Queensland and QUT, to gain a detailed understanding of Heritage and its operations.  

In 1998 he was promoted into general management and held the position of General Manager - Technology and Distribution Planning. In this position he was responsible for Information Technology and the use of technology in banking. He introduced internet banking at Heritage and also had the responsibility for the various automated distribution channels including internet banking, phone banking and the ATM channel.  

In the late 90s he sponsored an organisation-wide business reengineering project. This capped off his understanding of core banking processes, as well as creating opportunities for the introduction of a number of technology-based loan processing systems.

In 2002 John was made Assistant CEO and the Contact Centre was added to his existing responsibilities. Since becoming CEO, John has overseen growth in products, portfolios, the branch distribution channel and sponsored significant investment in infrastructure required to operate a modern financial institution.

Board of Directors

  • Mr. Brian R Carter AM, LLB, HonDUniv(USQ), FAICD
    Chairman of Directors
  • Mr. Kerry J Betros BBus, FCPA, MAICD
    Deputy Chairman
  • Mrs. Vivienne A Quinn MAHRI, MRCSA, FAICD
  • Dr Dennis P Campbell PhD, MBA, FCHSE, CHE, FAIM, Dip Hospital Management, Dip Legal Studies
  • Professor Peter Swannell AM, BSc, PhD, HonDUniv(USQ), CPEng, FIEAust
  • Ms Susan M Campbell FCPA, FFTA, FFin, B Com, GradDip(SIA), MBA
  • Mr. Brendan P Baulch BCom, LLB, CA
  • Mr. Stephen Davis CRV, AAPI, FREIQ 

Secretaries

  • Bill Armagnacq BCom, FCA, FAICD
    Company Secretary/Assistant CEO
  • David Janetzki LLB (Hons), BEcon, A.Mus.A
    Corporate Lawyer/Assistant Company Secretary

Senior Executives

  • John Minz BCom, GradDipCommercialComputing, CertBankFin, FAICD, FFin, FAIM 
    Chief Executive Officer
  • Bill Armagnacq BCom, FCA, FAICD 
    Company Secretary/Assistant CEO
  • Jane Calder BSc (Hons)
    General Manager Marketing
  • Peter Cavanagh BHMS DipEd
    Chief Strategy Officer
  • Peter Cleary BBus, CPA
    Chief Financial Officer
  • Paul Francis
    General Manager Retail Services
  • Bob Hogarth MBA, AssocDipAdmin
    General Manager Human Resources
  • Dunstin Lynch BBus, CPA
    General Manager Technology
  • John Williams AssocDipEng, AssocDipAppSc (Maths), GradCertBus, GAICD, FACS, AFAIM
    Chief Operating Officer
  • Paul Williams BA MA (Cantab) MBA GradDipAppFin CFTP
    Treasurer