How to choose a business structure
Starting a business involves a number of steps. To start with, you will need to decide on a business structure.
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Fully Drawn Business Loan
Our Fully Drawn Business Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.
Features
- Variable or fixed rates
- Repayment term matched to the cash flow of the business
- Preferred minimum amount $20,000, with no maximum
- Interest-only, or principal and interest repayment terms available
- Loan terms up to 25 years available against residential security, and up to 15 years against other security types
- Redraw available by arrangement
Woolworths Organic Growth Fund
We partner with the Woolworths Organic Growth Fund to provide interest-free business loans and grants to organic farmers.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| 1 year fixed - Residential Security | ||
| 1 year fixed - Non-residential Security | ||
| 2 years fixed - Residential Security | ||
| 2 years fixed - Non-residential Security | ||
| 3 years fixed - Residential Security | ||
| 3 years fixed - Non-residential Security | ||
| 4 years fixed - Residential Security | ||
| 4 years fixed - Non-residential Security | ||
| 5 years fixed - Residential Security | ||
| 5 years fixed - Non-residential Security | ||
| Variable - Residential Security | ||
| Variable - Non-residential Security | ||
Owner - Occupied
Investment
Interest Rate
2.90%
Interest Rate
3.75%
Interest Rate
2.90%
Interest Rate
3.75%
Interest Rate
2.95%
Interest Rate
3.80%
Interest Rate
3.00%
Interest Rate
3.85%
Interest Rate
3.15%
Interest Rate
4.00%
Interest Rate
2.95%
Interest Rate
3.79%
Rates Effective From 15/04/2020
|
||
|---|---|---|
| Interest Rate | ||
| Indicator Rate Residential Fully Drawn Loan | ||
| Indicator Rate Non-Residential Fully Drawn Loan | ||
Owner - Occupied
Investment
Interest Rate
3.59%
Interest Rate
4.54%
Rates Effective From 15/04/2020
Fees
These articles may help you
Tips on applying for a business loan
Senior Business Banking Manager Charlton Nevis, gives his tips on how to prepare yourself before applying for a business loan.
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Best Podcasts for Business: Our top 5
Check out our top 5 recommendations on podcasts that you can listen to right now to support you and your business.
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Small business pricing strategy: getting the most from what you do
We’ve rounded up four simple pricing strategies to help get you started with your own business.
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
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