Our Transaction Account

Our Simply Access account comes with:

  • No monthly fees
  • Visa debit card
  • Free EFTPOS
  • 24/7 access
Our Online Savings Account

With our Online Saver account you can:

  • Manage your savings online
  • Earn higher interest
  • Pay no account fees
Term Deposit
A term deposit gives you a fixed interest rate for a nominated time of 1 month to 5 years. This means you’ll know exactly what your investment is worth ahead of time. 
More savings accounts

Kids Bank Account
Help establish your child’s spending and saving habits with their very own bank account.
Christmas Club 
Help take the stress out of the most expensive time of the year with a Christmas Club savings account, locked between 1 February - 31 October each year.
Target Bonus
Earn bonus interest when you make regular deposits and no withdrawals with our Target Bonus savings account. Open online today with our Simply Access transaction account.
More transaction accounts

100% Offset Account

Take a look at our Mortgage Crusher offset account that offers 100% offset with your eligible variable loan and convenient access to your money. 

Pension Plus pension account
If you are 55 years or older and retired, or receive an Australian government pension, this account gives you secure access to your money while earning a competitive interest rate.
Business Cheque transaction account
This low-cost account is designed with small to medium businesses needs in mind and handles your day-to day business, company or trust transactions efficiently.
Make a big move
Interest rates for accounts

View a list of all interest rates for our account offering.

Accessing your account

Access your account in your way with helpful tips on how to activate a card, change your PIN, set up eStatements and other ways to bank.

Heritage Bank chosen as Money magazine's Customer-Owned Money Minder of the Year 2021

2021 Customer Owned Money Minder of the Year

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.

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