https://www.heritage.com.au/banking/accountsAccount Rates. <title> = Rate, <description> = Comparison Rate, <author> = Product Name, Effective Date is under the item with 'effective-date' in its link.en{4920CD6B-2FBB-4804-BF2D-584213FCE7CE}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/effective-dateWed, 01 Apr 2026 00:00:00 +1000{112A6521-575B-4180-85DF-56C67346A370}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/pension-plus/s65_2$10,000 to $49,999{87F9FC8B-C69D-4597-86F3-AF0289E1D5D2}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/pension-plus/s65_3$50,000 to $249,999{C0459CEE-73CB-49A4-8F91-80FBAEB2D1CF}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/pension-plus/s65_4$250,000 or more{35E17F67-31C0-4FCF-B1C7-9F6B78D2B9DD}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/other/secure-super-account/s60_1secure super (s60){A8180467-E890-4EB1-BF91-175B2D84CB61}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/community-saver/s27_3$750,000 or more{3CE3C068-B3F4-4DD3-8799-069F022A26EC}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/community-saver/s27_1$1 to $249,999{248F5533-4314-4666-B1A9-4F91390E49D7}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/community-saver/s27_2$250,000 to $749,999{4D1253F6-E1B1-491A-96CB-B86864C89FC0}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/online-saver/s26_6flat rate + bonus intro rate{C54B5D97-A6B1-4955-94A8-35E50413B938}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/online-saver/s26_1flat rate $1 or more{998CAE36-AF43-45F8-90C2-C9B690D54B0F}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/target-bonus/s12_1flat rate $1 or more{62AB42B5-F732-4E6F-AE22-4D25CF217D51}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/target-bonus/s12_3flat rate + bonus rate{7D265935-13CC-493A-B6A2-3A2A8D58467E}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/pension-plus/s65_1$1 to $9,999{1A82899F-1705-4D3E-8507-0F6628D37A70}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/online-saver/s26_4bonus intro rate*{CEFBB8EE-AC17-49C5-ABA7-3AFF0E0279F0}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/farm-management-at-call/s70_2$50,000 to $800,000**{3894CD69-4E1C-4E70-AFC3-3A0AC341CA38}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/farm-management-at-call/s70_1$1,000 to $49,999**{DB0A9D66-AF61-4C65-93DB-7ADC537521CE}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/body-corporate/s16_6$250,000 to $499,999{A0ADA37C-72AD-4BA9-B7C4-ADE472CE2099}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/body-corporate/s16_7$500,000 or more{13D95CF5-250B-4545-B776-1079F729F31E}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/money-manager/s24_5$50,000 or more{F24F4951-316B-464C-B99B-CBD6FF3F1903}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/christmas-club/s14_1$1 or more{BA3A915C-2E33-433B-9D82-FF31FB5C4BFA}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/offset-accounts/loan-offset/s9_2$1 to $4,999{412F9697-3240-44DB-A113-24E7D16DB996}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/offset-accounts/loan-offset/s9_3$5,000 or more{626E48C6-550F-49D4-AB8B-D5F68F5316A3}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/cash-management/s8_3$250,000 or more{CBF2E74B-F29A-4A38-B81A-EF409CA4FBF6}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/farm-management/i70_112 months*{63725149-00CB-47E0-854B-F17C00E0D2E5}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/simply-access/s1_1$1 or more{94CCD00C-698F-4626-B28B-7FF49FABD8E4}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/savings/online-saver/s26_3flat interest rate calculated on daily balances and paid monthly.{B91EF504-56A1-4F58-BC39-E9E0C99FAA10}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/body-corporate/s16_3$1 to $9,999{8B72CFC5-0710-4571-972E-8B4793177888}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/body-corporate/s16_4$10,000 to $49,999{4F0CE795-5228-40C6-BE07-15CFFDE9C170}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/body-corporate/s16_5$50,000 to $249,999{6DFDEA3C-7722-4626-A6BB-92626C070343}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/money-manager/s24_1working rate{5CC77402-4A77-4FC2-A7E9-1715B30F134F}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/money-manager/s24_3$1 to $9,999{E07E03EB-7E45-4002-A2D4-220E589D26FC}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/money-manager/s24_4$10,000 to $49,999{48DEEDCF-2491-40D0-BECE-AB94C7890044}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/club-cheque/s21_1$1 or more{0244EE4F-AC6A-49A9-847C-601271F8D960}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/body-corporate/s16_1working rate{68E141E0-7314-4D4E-BEF8-9DAC0E34C74A}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/cash-management/s8_1$1 to $9,999{B86C1EE2-C223-4A1D-94FA-5DE018655C44}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/transaction/cash-management/s8_2$10,000 to $249,999{54AB3CAC-0E75-4F95-AAE0-B1253589D003}https://www.heritage.com.au/sitecore/content/heritagecorporate/references/products/accounts/specialist/farm-management/i70_3*interest paid - at maturity; annually; or quarterly (deduct 0.10% from quoted interest rates). interest will be paid to your nominated account.