Real Time Gross Settlement

Option 1: Real Time Gross Settlement (SWIFT)

This option is used where the foreign bank has a correspondent Australian Bank. Funds can be sent from an overseas financial institution directly to a Heritage account via Real Time Gross Settlement (RTGS), which is often referred to as SWIFT. To use this option, the overseas bank will need to have a correspondent Australian Bank, who can convert the funds to Australian Dollars (when applicable) and on forward the value in AUD currency to Heritage. The following information must be provided to the overseas bank for a SWIFT transfer.

 Account Name  (Full account name details)
 Account Number (e.g. 12345678 do not include reference to S type) 
 BSB 638-xxx (Find out your BSB
 Bank Heritage Bank 
 Address 400 Ruthven Street, Toowoomba, Qld, 4350, Australia 

Option 2: Accounting Information

This option should only be used if the overseas financial institution does not have an association with a financial institution in Australia. This option is also used if the above RTGS option fails.The following information must be provided to the overseas institution:

 Bank  ANZ Bank
 Address  367 Ruthven Street, Toowoomba, QLD, 4350, Australia
 Account Number  7752 28078
 BSB  014-720
 Reference details also required
 Account Name  Heritage Bank
 Reference  (Full account name required)
 Account Number  (e.g. 12345678 do not include reference to S type)
 BSB  638-xxx (Find out your BSB)

Fees may apply for receiving funds from overseas. WARNING: The advice contained in this document has not taken into account your objectives, financial situation or needs. Before acting upon it, you should consider its appropriateness with regard to your objectives, financial situation and needs.

All product terms and conditions are subject to change.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.