Car Loan Calculator

0
Total payable
0
Avg Savings

Found a car you like?

Try and find your car in the search below and compare it to some of the more famous vehicles in history!

Search

  • Engine Cylinders:
  • Horse Power:
  • Drive:
  • Body Style:
  • Value:

  • Engine Cylinders:
  • Horse Power:
  • Drive:
  • Body Style:
  • Value:

  • Engine Cylinders:
  • Horse Power:
  • Drive:
  • Body Style:
  • Value:

Compare the Banks

  • Heritage Bank
  • NAB
  • CAN
  • Westpac
  • ANZ
0
Weekly
Rate: %
Comparison: %
0
Weekly
Rate: %
Comparison: %
0
Weekly
Rate: %
Comparison: %
0
Weekly
Rate: %
Comparison: %
0
Weekly
Rate: %
Comparison: %

Stamp Duty Estimate

What is stamp duty?

Stamp Duty (known as ‘transfer duty’ in Queensland) is a state government tax imposed on certain transactions – in this case it will be imposed on the transaction of a car from one owner to another. The amount you pay will be dependent on the value of the car, size of the car (cylinders and engine) and whether it is for commercial use or not. Car stamp duty is different depending on the state you are in.

Vehicle value: $0

Vehicle Use:

Choose your state:

0
Total Stamp Duty

Car Insurance Estimate

What types of insurance can I get?

It is important to consider insurance when purchasing a car. Insurance will help provide peace of mind should anything unforeseen happen. Heritage offers car insurance with your choice of three types of cover. For a detailed quote and to find out more information click on the button below.

Did you know you can request an insurance quote online?

Get a detailed quote

Annual insurance cost: $0

Weekly
Note: The figures above are illustrative only.  They in no way represent an average premium or indication of potential costs.  You will need to use our online insurance form to obtain a detailed quote that takes into account you particular situation.

Car Registration Estimate

What fees could I be up for?

To drive a car in any state it must be registered. Registering a car helps to show clear ownership of the car and also acts as a tax for car owners. Money you pay in registration goes towards things like road maintenance and improvements in the state you are registered. The cost of registration depends on the size of the car (cylinders and engine), whether it is for commercial use or not and the state you are registering it in.

No of cylinders: 4

Vehicle weight: 1500kg

Choose your state:

Weekly

Running Costs Estimate

Estimated weekly Km: 0

Weekly Running Costs:

Fuel0
Tyres0
Servicing / Repairs0
Weekly

Our Discount Variable home loan offers one of the lowest rates of any variable home loan in Australia, and right now it's on special.

Criteria, fees and conditions apply.

3.79pa
3.84pa
Enquire Now

Cost Summary

Loan Repayments
$0
Stamp Duty
$0
Insurance
$0
Registration
$0
Running Costs
$0

Other costs to consider

There may be other costs you need to consider when taking out a car loan. For example, you may need to consider your lifestyle expenses and activities and how able you are to modify this if your circumstances happen to change during the period of the loan.
Total Cost
Weekly

Things you need to know

These calculations are intended as a general guide only. These calculations do not constitute an offer of credit or a quote and are only an estimate of what you may be able to borrow based on the accuracy of the information provided. These calculations do not take into account any product features or applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Early repayment costs may apply if you repay the loan early during a fixed interest rate period.

All interest rates referred to in the calculators are current, as indicated on https://www.heritage.com.au/Interest-Rates/Personal-Loans. The interest rates represented on this page are Heritage's standard interest rates and exclude any package or promotional discounts and are subject to change. When assessing ability to service a loan, Heritage may use an interest rate that is higher than the current interest rate for the loan requested. The output of each calculator, is subject to the assumptions provided under each calculator and are subject to change.

The comparison rate is based on a $30,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms and conditions apply to all Heritage car loan products. The full details of your loan will be provided to you in your loan contract. Repayment amounts are subject to change. To find out more about your repayments you should speak to us. Visit your nearest branch or phone the Contact Centre on 13 14 22.

Calculator information
The Loan Repayments Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate.

Calculator assumptions
1. Length of months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days' interest dependant on the number of days in the particular month.
2. One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366 days.
3. In practice, repayments are rounded to at least the nearer cent.

^ The comparison rate is based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Want this calculator on your site? Use the embed code below.

This product uses the Flickr API but is not endorsed or certified by Flickr.