Personal Loan Calculator

Our personal loan calculator helps you estimate your personal loan repayments - whether it be for a holiday, wedding, debt consolidation or renovations.

Car Loan Calculator

In the market for a new car? Our car loan calculator helps you estimate the true cost of owning a car. It takes into account stamp duty, insurance, maintenance and more!

Compare All Loans

Not sure which loan is right for you? View our handy reference table which lets you scroll through the benefits and features of all the personal loans on offer from Heritage Bank.

Great discounts and rewards just for being a Heritage member.

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* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

To approved applicants only. Fees, charges and conditions apply.

* Car loan comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments, for secured loans only. All other personal loan comparison rates calculated on a loan amount of $10,000 over a term of 3 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.