Travel Insurance

Going Travelling?

With our travel insurance you are not just buying a policy, you are also buying  increased peace of mind. Your policy will entitle you to emergency assistance 24 hours a day, 7 days a week.

Choice of travel insurance products

Comprehensive Cover

International single trip policy offering 16 travel and medical benefits.The Comprehensive policy provides our highest level of cover. 

Budget Cover

Our most basic cover, the Budget policy covers overseas emergency medical and personal liability cover. This policy was designed for the budget conscious traveller. 

Domestic Cover

Single trip policy offering 7 benefits designed to cover Australians travelling domestically.

Frequent Traveller Cover

Designed for the frequent traveller, this policy provides 12 months of multi-trip cover. Maximum journey periods apply. 

Compare Travel Insurance

Comprehensive International Single/Duo (per person)Budget Single/Duo (per person)Australia Only Single/Duo (per person)Frequent Traveller Single
This is a summary only. For full details of the conditions, limits and exclusions on all our cover options, please refer to the PDS.Comprehensive International Single/Duo (per person)Budget Single/Duo (per person)Australia Only Single/Duo (per person)Frequent Traveller Single
Key BenefitsGet a QuoteFind out moreGet a QuoteFind out moreGet a QuoteFind out moreGet a QuoteFind out more
Cancellation fees and lost depositUnlimitedUnlimitedUnlimited
Overseas emergency medical assistanceUnlimitedUnlimitedUnlimited
Overseas emergency medical and hospital expensesUnlimitedUnlimitedUnlimited
Dental expenses$500$500$500
Additional expenses$50,000$50,000$50,000
Hospital cash allowance$5,000$5,000
Accidental death$25,000$25,000$25,000
Permanent disability$25,000$25,000
Loss of Income$10,400$10,400
More BenefitsGet a QuoteFind out moreGet a QuoteFind out moreGet a QuoteFind out moreGet a QuoteFind out more
Travel documents, credit cards and travellers cheques$5,000$5,000
Theft of cash$250$250
Luggage and personal effects$7,500$7,500$7,500
Luggage and personal effects delay expenses$250$250
Travel delay expenses$2,000$2,000$2,000
Alternative transport expenses$5,000$5,000
Personal liability$5 million$5 million$5 million$5 million
Rental vehicle excess$3,000$3,000$3,000

This insurance is issued and underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFS Licence No 234708. This insurance is issued and managed by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFS Licence No 245631, trading as Allianz Global Assistance. Heritage Bank Limited (Heritage) ABN 32 087 652 024 AFS Licence No 240984 distributes this product under an agreement with Allianz Global Assistance. Heritage acts as an agent for Allianz and not as your agent. 

Policy terms, conditions, limits and exclusions apply. We do not provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision about insurance, please consider the Product Disclosure Statement. If you purchase insurance Heritage receives commission which is a percentage of premium. Ask us for more information before we provide you with services. 

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.