Discounts & Payment Options

Multi-cover discounts

The more property you insure through Heritage, the more you will save. For example, if you insure your home building and contents on the same policy you will save up to 10% on your premium#. If you also insure your motor vehicle together with your home building and contents policy, we will discount your motor policy premium by up to 5%#.

Payments made easy

When you insure through Heritage you have a range of convenient payment options available. Choose from cash, cheque, credit cards or BPAY®. Plus, you can pay by the month at no additional premium cost on most insurance products*.

Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000. 

Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

In arranging this insurance Heritage Bank Limited (Heritage) ABN 32 087 652 024 AFSL 240984 acts as an agent for Allianz and not as your agent. Policy terms, conditions, limits and exclusions apply. If you buy Allianz products, Heritage may be paid commission (up to 30% of the premium). Any advice here does not take into consideration your objectives, financial situation or need, which you should consider before acting on our recommendations. To decide if this product is appropriate for you, please read and consider the Product Disclosure Statement (available by calling 13 14 22 or from Heritage branches). 

#Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. For Home insurance, discounts may not be applied to any flood component of the premium (if applicable).

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.