Mortgage Crusher Offset Account

• 100% interest offset when linked to your eligible variable home loan and your account balance is over $500
• Visa Debit Card
• Get money out fee free at Heritage ATMs and Big 4 Bank ATMs in Australia^~

• eStatements
• Chequebook available upon request
• Transact through Bank@Post 
• Set up your digital wallet to make secure payments on the go
• Cancel or hold your cards and block selected transaction types in our Mobile Banking App
• 24/7 access to mobile, internet and phone banking

Available on these home loans

• Standard Variable Home Loan 
• Standard Variable Home Loan in Package

Limited to one offset account per eligible variable home loan.

How to open an Offset Account

When you open a Mortgage Crusher 100% Offset Account, we want to make sure it's linked to your home loan correctly, so you'll get the benefits of the account. First,  take out an eligible variable home loan with Heritage. 

If you've already done this, you can:

• Complete our Offset Account Opening Form.  Simply type into the form, print, sign and return to Heritage;
  
• Drop into or call your local Heritage branch; or
• Contact us 24/7 on 13 14 22.