Visa Debit

Using a Visa Debit card is just like using your own cash. It helps you keep control of what you spend because you pay for your purchases directly from your own account.

  • Simple and convenient
  • Accepted at Visa outlets anywhere in Australia or around the world
  • Accepted at EFTPOS outlets, financial institutions and ATMs displaying the Visa logo
  • Lets you make cash withdrawals, pay bills, and make purchases over the phone or internet
  • Visa Debit cards are available on both personal and business access accounts
  • You can use Visa payWave for purchases under $100 at participating merchants
  • Enjoy faster payment for items under $35 with Visa’s small ticket transaction service
  • Access to Visa Entertainment

Save Fees

  • When you make a purchase, simply press the “credit” button instead of “cheque” or “savings” and the purchase will be free of Heritage transaction fees1
  • This means you save money on every EFTPOS transaction. It's a saving that really adds up
  • At some merchants, purchases using your Visa Debit card can only be made by pressing the “cheque” or “savings” button
  • Transactions made using the “savings” or “cheque” option will be processed to your transaction account as chargeable EFTPOS transactions under the transaction fee structure that applies to that account

To order a Visa Debit card for your account call 13 14 22, visit your local branch or fill out an online enquiry form.

1Purchases in a foreign currency attracts a foreign currency conversion service fee in AUD amount.

Visa Debit subject to application and approval. Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

To approved applicants only. Conditions, criteria and fees apply. Please consider the Guide to Heritage Credit Card Products (available in-branch, by phoning 13 14 22 or at before you decide whether this product is right for you.