On Visa purchases only, if full payment of the account balance is received by the due date for payment. Interest on Low Rate product is charged from date transaction is debited.
Minimum repayment based on percentage of outstanding balance is 3% or $30.00 whichever is the greater, plus overlimit or past due amounts.
On Visa purchases only. Excludes cash advances, credit charges and government charges.
For further information refer to the Platinum Insurance page.
For information on concierge services, visit visapremium.com.au or call 1800 639 607.
* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Terms, conditions, limits and exclusions apply. Please consider the Guide to Heritage Credit Card Products (available in-branch, by phoning 13 14 22 or at www.heritage.com.au) before you decide whether this product is right for you.