Target Bonus

This savings account keeps you on target to reach your goals by rewarding you with bonus interest when you make regular deposits and no withdrawals.


  • Earn a bonus interest rate above our normal rate for every month you make at least one deposit, and no withdrawals
  • Interest calculated on minimum monthly balance
  • Statement access
  • Free internet and phone banking

Rates & Fees

Interest Rate

Bonus Rate *

$1 - $4,999nil2.00%
$5,000 +0.10%2.00%
Rates effective from 01/08/2017
Account keeping fee $0
Heritage on-line banking $0
Heritage Access Line phone banking $0
SMS Account Enquiries $0
Counter withdrawals, transfers and BPAY 2 free, excess transactions $1.25

Tiered interest rates calculated on minimum monthly balances and paid monthly 
* bonus interest will be applied to all balances if at least one deposit and no withdrawals are made

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.