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Christmas Club

Next Christmas is all wrapped up with a Heritage Christmas Club account. Save during the year and be prepared for the happiest, yet most expensive time of the year.

  • No monthly account keeping fees
  • Interest calculated daily
  • Statement access
  • Savings are only available 1 November - 31 January

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.


Christmas Club Promotion
“Open a Christmas Club account today and you’ll get a free gourmet plum pudding”
Terms and Conditions – December 2013

1. The person conducting this promotion is Heritage Bank Limited ABN 32 087 652 024 (Heritage), AFSL and Australian Credit License 240984.

2. The prize is a 1 x 650g plum pudding valued at $6.61.

3. To be eligible, an entrant must open Heritage Christmas Club Account in a branch or in a mini branch, with a minimum balance of $10 and establish a regular periodic payment from their Heritage savings or transaction account. This must be done at the time of Christmas Club account opening during 2–31 December 2013. Puddings will be awarded during December until stock runs out.

4. This promotion includes all new Heritage Christmas Club accounts.

5. The promotion is open to Queensland residents (excluding Heritage employees and their immediate families) over the age of 18.

6. Except for liability that cannot be excluded by law, Heritage accepts no liability for any event, circumstances, loss or expense arising from this competition or the taking or use of a prize by the prize-winner or any other person.


Christmas Club Promotion
“Open a Christmas Club account today and you’ll get a free gourmet plum pudding”
Terms and Conditions – December 2013

1. The person conducting this promotion is Heritage Bank Limited ABN 32 087 652 024 (Heritage), AFSL and Australian Credit License 240984.

2. The prize is a 1 x 650g plum pudding valued at $6.61.

3. To be eligible, an entrant must open Heritage Christmas Club Account in a branch or in a mini branch, with a minimum balance of $10 and establish a regular periodic payment from their Heritage savings or transaction account. This must be done at the time of Christmas Club account opening during 2–31 December 2013. Puddings will be awarded during December until stock runs out.

4. This promotion includes all new Heritage Christmas Club accounts.

5. The promotion is open to Queensland residents (excluding Heritage employees and their immediate families) over the age of 18.

6. Except for liability that cannot be excluded by law, Heritage accepts no liability for any event, circumstances, loss or expense arising from this competition or the taking or use of a prize by the prize-winner or any other person.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.