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Pension Plus

If you are 55 years or older and retired, or in receipt of an Australian government pension, the Pension plus account gives you secure access to your money while earning a competitive interest rate.

  • No account keeping fees
  • Pays high interest while maximising your pension entitlements
  • Free internet and phone banking
  • Free mobile banking
  • Free SMS Account Enquiries
  • Free Heritage ATM transactions
  • Access to over 3,000 Network ATMs nationwide
  • Visa Debit card or chequebook available
  • eStatements available
  • Transact through Bank@Post - download information sheet (PDF, 191KB)
  • Interest reflects current Department of Social Services policy on assessment of pension benefits and saving accounts

Visa Debit subject to application and approval. Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.