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Money Manager

This is an ideal account if you are looking for a transaction and term investment account rolled into one.

Account keeping fee $0
Transaction type Monthly fee free zone Fee per excess transaction
Heritage on-line banking Unlimited Free
Heritage Access Line phone banking
SMS Account Enquiries
Direct credits
Direct debits
Cheque deposits
Counter cash deposits
Heritage ATM withdrawals, transfers and balance enquiries
Presented cheques 10 $1.00
Counter cash withdrawals, transfers and BPAY
Network ATM withdrawals and balance enquires $1.75
SMS Alerts 0 $0.25
Bank@Post balance enquiries 0 $3.00
Bank@Post cash withdrawals 0 $3.00
Bank@Post cheque deposits# 0 $3.00
Bank@Post cash deposits# 0 $3.00
Non-Heritage counter withdrawals (Visa) 0 $2.50
Overseas ATM or counter withdrawals (Visa) 0 $5.00 plus 3% overseas currency conversion fee
# Special zoned members (those with a residential postcode recorded by Heritage within the range 0000 to 3999, 4385 to 9999 or 4311, 4312, 4313, 4360 and 4361) may make unlimited Bank@Post cheque deposit and Bank@Post cash deposit transactions without attracting transaction fees for these transactions.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.