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Money Manager

This is an ideal account if you are looking for a transaction and term investment account rolled into one.

  • Higher term rates paid on balances of more than $1 if left in the account for a full three months1
  • Money deposited or withdrawn during the three month period earns the working rate  
  • Interest rates are guaranteed not to change for the three months between the account's anniversary dates
  • Free internet and phone banking transactions
  • Free mobile banking transactions
  • Free Heritage ATM transactions
  • Free SMS Account Enquiries
  • Access to over 3,000 Network ATMs nationwide
  • Visa Debit card or chequebook available
  • eStatements available
  • Transact through Bank@Post 

1To earn the higher term rates, funds must remain in the account for the three month period from each anniversary date. Funds deposited for less than the three month period earn the working rate of interest. Visa Debit subject to application and approval. Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.