Constitution

Heritage is proud to be Australia's largest customer-owned bank. This means we don't have shareholders. So when you have an account with Heritage you are not just a customer, you become one of our owners and can have a voice in how we operate.

Heritage operates under a constitution. View the current constitution (pdf, 1MB).




* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.