Warning on scam SMS messages

Customers please be aware - Heritage is one of numerous Australian and New Zealand banks that have been targeted by scam attempts aimed at mobile banking users in recent days.

 People are being sent short SMS messages with a URL link, with messages such as “account notification” or “account verification”. That link is directing them to fake mobile banking websites.

Heritage customers have received this scam SMS:

 “Heritage Bank Notification hXXp://heritagebank. Mobi”

Please do not click on these links or provide your financial details to these sites.

If you receive an SMS that you are suspicious about, please ring our Contact Centre on 13 14 22 to check its legitimacy.

Find out more details about the scam below:

http://www.acma.gov.au/theACMA/engage-blogs/engage-blogs/Cybersecurity/Banks-targetted-by-SMS-phishing-scam



* Home loan comparison rate based on a $150,000 loan over 25 years.  Fixed loan comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to $249,999.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates are correct as stated and subject to change without notice. Rates shown are for new loans and do not apply to switches or internal refinances.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate.  Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 80% and Living Equity has a maximum LVR of 80%. Heritage is not accepting any new investment applications until further notice.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.