Using VISA Debit card at Woolworths to count as EFTPOS transaction

Using your VISA Debit card to shop at stores in the Woolworths group will be different from Thursday, 15 April.

From that date, Woolworths Limited will no longer allow customers using VISA debit cards to choose the “credit” option at the register.

Instead, shoppers will need to press the “cheque “or “savings” buttons, and enter a PIN, so that the transactions are processed through the EFTPOS system.

That’s important for members to realise, as it could impact on your fee-free status.

That’s because a number of Heritage accounts have limits on the number of fee-free EFTPOS transactions allowable each month. Using the VISA debit card at a Woolworths group outlet will now count toward this EFTPOS transaction tally.

It’s important to understand that this change only affects VISA debit card purchases at stores in the Woolworths group – including Woolworths Supermarkets BIG W, Safeway Supermarkets, Woolworths Liquor, BWS, Dan Murphy’s, Dick Smith, Tandy, Woolworths Petrol, Safeway Petrol, Caltex Woolworth petrol outlets, Thomas Dux and ALH (bottle shop).

If you need more information about this change, please call the Heritage Contact Centre on 13 14 22

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.