Heritage MobilePay

Use your Android™ phone to pay for purchases in store

Left your wallet in the car? (Or at home?) Heading out and only want to take your phone with you? If you have an Android™ 4.4 Kit Kat® device or above, Heritage has made your life a little bit easier!



Using the built-in NFC functionality of compatible phones, and the power of Visa payWave, Heritage customers can now use their devices to make payments from their favourite personal Heritage Bank Visa card at compatible merchant terminals in Australia, and around the world. It just as safe and secure as using payWave on your card, but there’s no need to carry a piece of plastic around with you!

Get Heritage MobilePay now

Setting up Heritage MobilePay is simple, just follow these four steps:
  1. Ensure you have an NFC-capable Android 4.4 Kit Kat device or above, and ensure ‘Tap and Pay’ functionality is turned on.
  2. Download and install Heritage MobilePay app from the Google Play™ store.
  3. Call us on 13 14 22 and tell us which card you’d like to use with the app. We’ll give you an activation code. Please note you will need a personal membership with Heritage to be eligible for MobilePay.
  4. Enter your activation code into the app.
And you’re ready to go!

Call us on 13 14 22 now to get Heritage MobilePay!

Our Contact Centre is open from 8:30am to 7pm, Monday to Saturday.



Android and Google Play are trademarks of Google Inc. 

* Home loan comparison rate based on a $150,000 loan over 25 years.  Fixed loan comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to $249,999.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates are correct as stated and subject to change without notice. Rates shown are for new loans and do not apply to switches or internal refinances.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate.  Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 80% and Living Equity has a maximum LVR of 80%. Heritage is not accepting any new investment applications until further notice.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.