Heritage Mobile Banking Apps

Heritage MobilePay

Use your Android™ device to pay for purchases in Australia and around the world. It’s just like using Visa payWave, but no need to carry plastic!
Find out more >

Mobile Banking App

Heritage iPhone App

Ever needed to find a Heritage branch or ATM, check your accounts, transfer some funds or pay a bill while you're out and about? With the free Heritage iPhone®, iPad® and Android mobile apps you now can.

The apps offer a range of features to help you stay on top of your finances when you are on the go. By downloading the app, you can conveniently and safely:

  • Locate nearby Heritage branches and ATMs
  • Locate Heritage Network ATMs, which include Westpac, St.George, BankSA and Bank of Melbourne ATMs
  • Pay bills with BPAY
  • Check account balances
  • Perform transfers to existing payees
  • View recent transaction history including Visa Authorisations
  • View scheduled payments
  • Switch memberships
  • Cancel or place a card on hold
  • Block online, international in-store or all card payments

Coming soon

  • Pay Anyone - add new internal or external payees
  • Device Authentication - an extra layer of security for your account that ensures only devices you allow can perform advanced functions such as adding a new payee
  • Find out more >

From late September 2017, older versions of the mobile app and operating systems will no longer be supported. Find out more >


Download the Heritage Mobile Banking app free from the Google Play™ store online for phones and tablets.

iPhone® and iPad®

Download the Heritage Mobile Banking iPhone® and iPad® app from the iTunes® App Store.


Frequently asked questions for our mobile apps are available here.

Things you should know:

  • Heritage and the Heritage logo are trademarks of Heritage Bank Limited. All other trademarks are the property of their respective owners.
  • There is no licence fee for the Heritage Mobile Banking application, but an internet connection is required to download the application from the App Store and Google play store.
  • Data charges may apply to both the downloading of the app to your computer and the use of the application on your mobile device. Check with your relevant service provider for more details.
  • Android and Google Play are trademarks of Google Inc. 
  • iTunes®, iPad® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. 

* Home loan comparison rate based on a $150,000 loan over 25 years.  Fixed loan comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to $249,999.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates are correct as stated and subject to change without notice. Rates shown are for new loans and do not apply to switches or internal refinances.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate.  Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 80% and Living Equity has a maximum LVR of 80%. Heritage is not accepting any new investment applications until further notice.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.