Member referral winners

June 2017 Winners: 

Ms Daphne Venz, Chinchilla, QLD

Mr Noel Hopper, Bell, QLD

May 2017 Winners: 

Miss Faith Wilson, Pittsworth, QLD

Mr Stephen Wilson, Pittsworth, QLD

April 2017 Winners: 

Mr Daniel Carter, Wamuran, QLD

Mr Ryan Carter, Wamuran, QLD

March 2017 Winners: 

Mr Daniel Carter, Wamuran, QLD

Mr Ryan Carter, Wamuran, QLD

February 2017 Winners:

Mrs Simone O'Dempsey, Toowoomba, QLD

Miss Nia O'Dempsey, Toowoomba, QLD

January 2017 Winners:

Ms Twyla Sasser, Mermaid Waters QLD

Mrs Heather Sharp, West Burleigh QLD

December 2016 Winners:

Miss Tiara Folino, Wakerley, QLD

Mr Mario Folino, Wynnum West, QLD

November 2016 Winners: 

Ms Deborah Mansfield, Tenterfield, NSW

Mr Cameron McLellan, Tenterfield, NSW

October 2016 Winners: 

Mr Mark Kane, Ashmore, QLD

Mr Desmond Drury, Ashmore, QLD

September 2016 Winners: 

Miss Caitlin Woodall, Toowoomba, QLD

Mr George Woodall, Toowoomba, QLD

August 2016 Winners: 

Miss Samantha Hazard, Newtown, QLD

Mrs Dianne Hazard, Cambooya, QLD   

July 2016 Winners: 

Miss Linda Pallett, North Arm, QLD 

Miss Jessica Pallett, North Arm QLD

June 2016 Winners:

Mrs Necia Bach, Oakey QLD

Ms Janine Hill, Bli Bli, QLD

May 2016 Winners: 

Mr Bevan & Mrs Jeanette Rand, Avoca 

Mr Barry & Mrs Lynette Sloan, Bundaberg

April 2016 Winners: 

Mrs Sharman Douglas, Forest Lake 

Mr Scott Munker, Forest Lake

March 2016 Winners: 

Miss Lisa Hebblewhite, Wondai
Mr Cary Hebblewhite, Wondai

February 2016 Winners: 

Mrs Larientia Fenton, Bundamba
Mrs Donna Pares, Oakey 

January 2016 Winners: 

Mrs Cheryl Hall, Elanora
Mrs Kirstine Katz, Seaford

December 2015 Winners: 

Ms Helen Leeson, Kilbirnie
Mr Murray Siddans, Dalby

November 2015 Winners: 

Mrs Bernice & Mr John Robertson, Telina
Mr Michael Reid, Caboolture

October 2015 Winners: 

Ms Susanne Maltar, Mt Warren
Miss Dorothy Merle Daniel, Mt Warren

September 2015 Winners: 

Miss Anna Collingwood, Walloon
Mrs Fiona & Mr Michael Collingwood, Walloon

August 2015 Winners: 

Mr Peter Thomson, Buderim
Mrs Ann Thomson, Newtown

July 2015 Winners:

Miss Cawley, Gordon Park
Mrs Cawley, Gordon Park

* Home loan comparison rate based on a $150,000 loan over 25 years.  Fixed loan comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to $249,999.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates are correct as stated and subject to change without notice. Rates shown are for new loans and do not apply to switches or internal refinances.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate.  Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 80% and Living Equity has a maximum LVR of 80%. Heritage is not accepting any new investment applications until further notice.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.