Refer a friend

Your chance to win a $1,000 Visa gift card

So refer a friend, refer a family member, a neighbour, a colleague, anyone you can find! You both could benefit from a $1,000 windfall.

To ensure you both receive your entry into the draw, the new customer should tell Heritage that they were referred - and if possible, give Heritage the member number of the referrer. The new customer has 28 days to supply this information to ensure you'll both be in the draw!

Would you like a $250 Visa gift card as well?

Having a customer recommend a Heritage home or business loan is a big honour for us. So it deserves a big reward. When a friend or family member you've referred opens a Heritage home or business loan within three months of becoming a Heritage customer, you both receive a $250 Prepaid Visa gift card. Wouldn't that be nice to come home to?

Congratulations to our latest winners

January 2017 Winners

Mrs Simone O'Dempsey, Toowoomba, QLD

Miss Nia O'Dempsey, Toowoomba, QLD

To view all of our lucky winners click here.

For full details of this promotion, refer to the promotion terms and conditions.


 I recently opened an account and I forgot to tell Heritage that I was referred by my friend?

 How many people can I refer to Heritage?

 How do I activate my Heritage Visa gift card?

 Where can I use my Visa gift card?

You'd switch lunch with a mate for $50. Would you switch your home loan for $3,000?

Find out more

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.