Personal Loans

View our low interest rates for personal loans and find the best rate personal loan for you.

6.49 % PA
Car Loan Rate
6.49 % PA
Comparison Rate* See warning
LIMITED TIME OFFER

""$0 Car Loan Application Fee.>

Get formally approved for a Car Loan before 30th November 2024 to be eligible for a $0 Car Loan Application Fee. >

Our personal loans - what's the difference?

Car Loan
6.49 % PA 6.49 % PA
Fixed Interest Rate
Comparison Rate*
  • For new or used vehicles up to 5 years old
  • 100% finance available to approved applicants
  • Fixed repayments to make budgeting easy
  • Unlimited extra repayments and online redraw
Wanting to buy a car over         5 years old?
8.99 % PA 9.35 % PA
Comparison Rate* See Comparison Rate warning

A Standard Fixed Personal Loan could be a better fit.

Why Heritage?

Browse our featured loans or give our loan chooser above a go to see which loan could be right for you.
Research tools
How much can I borrow?
Personal Loan repayment calculator
Car Loan repayment calculator
Buying a car
Tips to help get your personal loan approved
Compare our personal loans

We're available to support you through your application and answer any questions you may have.

If you'd like to talk to our specialists about our loans, tap here for live assistance.