Online Saver Savings Account

Manage your savings online with our high interest savings account.


When you join Heritage just add an Online Saver account to your Simply Access transaction account and you can manage your savings online and earn higher interest. Some of the benefits of our Online Saver account are:

  • $0 transaction or account keeping fees
  • Great rate payable on balances from $1
  • Access to funds any time through phone and online banking only
  • Backed by the Government Deposit Guarantee for deposits up to $250,000
Get a Bonus Intro Rate with our Online Saver Account*
0.55 % PA

Bonus Intro Rate available for new customers, on balances up to $100,000, for 4 months from day of account opening. Rate based on a S26_1 current variable rate, plus a 4 month S26_4 Bonus Intro Rate.


Interest Rate
$1 or more
flat rate interest rate calculated on daily balances and paid monthly.
bonus intro rate (promotional 4 month rate on new accounts up to $100,000)
bonus intro rate only applies to new customers who open an online saver account with a linked eligible heritage account within 60 days of membership opening. bonus intro rate begins on the day the online saver account is opened and ceases to apply four (4) months after account opening. the bonus intro rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $100,000. the offer is available to a customer once only (either as a joint or single account holder).
Rates Effective From 01/05/2021


 Monthly Account Keeping Fee


 Transaction Fees

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