Mortgage Crusher Offset Account

Our Mortgage Crusher offset account offers a 100% offset against your eligible variable home loan which can reduce the amount of interest you pay on your mortgage.

  • Loan offset account offering 100% interest offset when linked to our Home Advantage Variable or Standard Variable home loan
  • Receive offset when balance is over $500
  • 24/7 access to your funds through mobile, internet and phone banking
  • National ATM Network - No Fees~ on a network of over 10,000 ATM's across Australia
  • Cancel or hold your cards and block selected transaction types in our Mobile Banking App

More features



Monthly account-keeping fee

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions* $3.00
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. 
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