Mortgage Crusher Offset Account

Our Mortgage Crusher offset account offers a 100% offset against your eligible variable home loan which can reduce the amount of interest you pay on your mortgage.

Features

Apply now
Get in touch
  • Loan offset account offering 100% interest offset when linked to our Home Advantage Variable or Standard Variable home loan
  • Receive offset when balance is over $500
  • 24/7 access to your funds through mobile, internet and phone banking
  • National ATM Network - No Fees~ on a network of over 10,000 ATM's across Australia
  • Cancel or hold your cards and block selected transaction types in our Mobile Banking App

More features

Fees

$0

Monthly account-keeping fee

Transaction Type 

Fee Per Transaction
Direct credits and debits Free
EFTPOS
 Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
 Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions* $3.00
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. 
What is an offset account?
These articles may help you

What is LVR?

Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more

What is a cooling-off period?

A standard contract for buying a home in Queensland comes with a five day cooling-off period. Here's what it means.
Learn more

How much money can I borrow?

How much money you can borrow will depend on a number of things. Here's four to consider.
Learn more

How to finance a renovation

Here's a list of options for you to consider when it comes to financing a renovation.
Learn more

We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert