Home Advantage Package

Package your standard variable, fixed rate or line of credit home loan together with a credit card, and save with discounts on interest rates and fee waivers.


By bundling your eligible home loan and credit card account you could enjoy the benefits of our Home Advantage Package including: 

  • Competitive package benefits
  • Discounts on Standard Variable rate home loan 
    Pay $0 home loan application fee 
    Pay $0 annual credit card fee
    Discounts on insurance  

  • Low fees 
  • Competitive $350 annual package fee 
    Pay no monthly fees on your packaged home lending

  • Flexibility 
  • 100% offset account available on variable loans
    Make unlimited additional repayments without penalty

More features

  • People first service and commitment to our customer-owned values
  • Access your additional repayments made in advance via online redraw 
  • Ability to use payments in advance towards your loan instalments
  • Repayments are calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Interest Only options for investors, for terms up to 5 years
  • Family Guarantee options available

Featured rates

3 Year Fixed Rate in Home Advantage Package
2.29 % PA 3.13 % PA
Comparison Rate*
Rate shown is for new packaged 3 year Fixed, owner occupied, principal & interest loans, up to 90% LVR1
Standard Variable Rate in Home Advantage Package
2.78 % PA 3.18 % PA
Comparison Rate
Rate shown is for new packaged Standard Variable owner occupied, principal & interest loans, for $700,000+ with LVR ≤ 80%.
Annual fee

Annual package fee

Payable annually on your loan anniversary date from your nominated Credit Card account

QBE First Home Buyers Offer
A home loan from a bank that really understands our needs? Bank you very much!
$2,000 cashback# for First Home Buyers with Lender's Mortgage Insurance.
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