Discount Variable Rate Home Loan

Our Discount Variable Rate Home Loan is our lowest rate home loan. Enjoy no monthly administration fees, and the ability to make extra repayments.

Features

  • People first service from your own dedicated lending specialist
  • Unlimited extra repayments
  • Unlimited redraw facility
  • Online redraw available for eligible home and personal loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available
  • Family Guarantee available (For Owner Occupied loans only)
  • Minimum new loan amount $150,000 (If you are an existing Home Loan member you may be eligible to borrow less if your combined Home Loan lending will total $150,000 or more)
  • Interest only option for a maximum of 5 years (For Investment Loans Only)
  • Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)

Bank Of The Year for Customer Satisfaction

Heritage has been awarded Roy Morgan's 2018 Bank Of The Year for Customer Satisfaction. Just another way we're putting People first.

Fees

Application Fee $600
Monthly Fee $0
Online Redraw (on eligible loan accounts) $0

Pay no application fee and save up to $600 on your home loan

Hurry, offer ends 30 April 2019
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