How to save more money
A transaction account with no monthly fee designed for easy transactions and access to your money for everyday spending.
Our Simply Access transaction account is just that - a simple, but flexible, transaction account that will provide you with no-fuss, 24/7 access to your income. Plus you will get:
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||
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Interest Rate | ||
$1 or more | ||
interest calculated on daily balances and paid quarterly |
Transaction Type |
Fee Per Transaction |
Direct credits and debits | Free |
EFTPOS |
Free |
Visa debit and Visa payWave | Free |
Counter cash deposits, withdrawals, transfers and BPAY® | Free |
Heritage ATM withdrawals, transfers and balance enquiries | Free |
Cheque deposits | Free |
Presented cheques |
Free |
Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
Bank@Post Transactions* | $3.00 |
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. |
Make payments on the go with smart payment technology including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
How to save more money
How to choose the best savings account for you
How to create a weekly budget
Australian savings behaviour
Find out how you compare when it comes to saving money in Australia.
Our specialists will help you find the right product and support you through every step of the purchase.
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