Loan Offset Account

Our partial offset account is great for day-to-day use and reduces the amount of interest you pay on your home or personal loan.

Features

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

Available with these loans
Want a 100% Offset Account for your Home Loan?

Check out our Mortgage Crusher account.

Rates

Interest Rate
set-off is equivalent to:
$1 to $4,999
$5,000 or more
tiered interest rates calculated on daily balances and set-off applied monthly to qualifying linked heritage loan account
Rates Effective From 07/11/2018
Fees

$0

Monthly account keeping fee

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
EFTPOS
Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions* $3.00
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. 
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