Living Equity Line of Credit

If you need a line of credit, you could consider using the equity you hold in your home as an asset.

Features

Can be used for additional borrowing power, or as a general line of credit
Available with a Home Advantage Package
Redraw facility
Interest only option available
Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due.
Ability to use payments in advance towards your loan instalments
Minimum Loan Amount - $20,000
Maximum Loan Amount - $500,000

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

Rates

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Printable Rates Sheets

Fees

Application Fee	$600
Monthly Fee	$10

Transaction Type	Fee Per Transaction
Direct credits and debits	Free
EFTPOS	Free
Visa debit and Visa payWave	Free
Bank@Post Transactions	Free
Counter cash deposits, withdrawals, transfers and BPAY®	Free
Heritage ATM withdrawals, transfers and balance enquiries	Free
Cheque deposits	Free
Presented cheques	Free
Overseas ATM or counter withdrawals (Visa)	$5.00 plus overseas currency conversion fee

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