Living Equity Line of Credit

If you need a line of credit, you could consider using the equity you hold in your home as collateral.

Features

  • Can be used for large transactions or as a general line of credit
  • Available with a Home Advantage Package
  • Funds access via Visa Debit card and/or cheque book
  • Interest only option available
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due.
  • Loans from $20,000 to $500,000
Building equity in your property
Loan fees

Application Fee  $600
Monthly Fee  $10
Other fees

Transaction Type 

Fee Per Transaction
Direct credits and debits Free
EFTPOS, Visa debit and Visa payWave
 Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits and presented cheques Free
Bank@Post Transactions Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee
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We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert