Living Equity Line of Credit

If you need a line of credit, you could consider using the equity you hold in your home as an asset.

Features

  • Can be used for additional borrowing power, or as a general line of credit
  • Available with a Home Advantage Package
  • Redraw facility
  • Interest only option available
  • Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due.
  • Ability to use payments in advance towards your loan instalments
  • Minimum Loan Amount - $20,000
  • Maximum Loan Amount - $500,000

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

Fees

Application Fee  $600
Monthly Fee  $10

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
EFTPOS
Free
Visa debit and Visa payWave Free
Bank@Post Transactions Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee
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