If your looking for a revolving form of credit, you could consider using the equity you hold in your home as collateral with our Living Equity line of credit loan.
Owner Occupied Line of Credit (Living Equity)
The rate shown is for new, owner occupied, interest only line of credit loans of $20,000 or more with up to 80% Loan to Value Ratio (LVR). What is LVR?
To see the interest rate that would apply to your loan, download our Interest Rates for New Home Loans (PDF). Interest rates are subject to change without notice.
Application Fee | $600 |
Monthly Fee | $10 |
Settlement Fee | $150 |
Loan Finalisation Fee | $300 |
When you apply for a Line of Credit you have the option to package your loan and eligible credit card into our Home Advantage Package.
Our Home Advantage Package can help you save with discounts on interest rates and fee waivers.¹
New Owner Occupied Interest Only loans in Package of $700,000+ up to 80% LVR
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A line of credit facility is a revolving form of credit secured against your property. This means you can draw on the funds within your approved available limit at any time. You can make transactions online, using a Visa Debit Card or with a chequebook (available on request).
Transaction Type |
Fee Per Transaction |
Direct credits and debits | Free |
EFTPOS, Visa debit and Visa payWave |
Free |
Counter cash deposits, withdrawals, transfers and BPAY® | Free |
Heritage ATM withdrawals, transfers and balance enquiries | Free |
Cheque deposits and presented cheques | Free |
Bank@Post Transactions | Free |
Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
Our specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, please tap here for live assistance.