Interest only repayment option for investment loans for up to 5 years
Split loans, unlimited additional repayments and online redraw available
People first service and commitment to our customer-owned values.
Try our home loan calculator to see which one of our investment loan products might suit you.
Apply for an eligible home loan of $500,000 or more between 20 July and 30 September and settle by 31 December 2022.
Open a Heritage transaction account and switch your salary. Your employer will need to deposit at least two pays within 60 days of your loan settling.
If you've qualified, we'll deposit $2,000 cashback to your Heritage transaction account. Learn more about this cashback offer.
The investment loan application process
Compare all Heritage Home Loans
If you'd like to compare the features and benefits of all the home loans we have on offer, visit compare all home loans.
Buying land and build loans
If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.
Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.
Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.
Learn more about investing in property
We've been committed to Australian communities for over 145 years. In a world where so much has changed, our mission to put people before profits, never has.