Time To Renovate

Whether it’s a bathroom revamp or a multiple bedroom extension you’re after, our lending experts are ready and waiting to help you find the best way to finance your home renovations.


Bank Of The Year for Customer Satisfaction

Heritage has been awarded Roy Morgan's 2018 Bank Of The Year for Customer Satisfaction. Just another way we're putting People first.

2018 Roy Morgan Bank of the Year for Customer Satisfaction

Heritage is proud to be awarded 2018 Bank of the Year for Customer Satisfaction and we want to share the love! 

If you'd like to switch to a bank with award winning customer service, we're here to help you through the process and beyond.

Switch today

Finance Options

  • Borrow enough money to cover renovations when you take out your mortgage – or, refinancing your mortgage to borrow enough to cover your renovations.
  • Keep your savings in an offset account attached to your mortgage so you can save money off your interest repayments and access funds to pay for your renovations when needed.
  • Apply for a personal loan to finance your renovations.
  • Apply for a credit card to finance your renovations.
How We Can Help

Personal Loans

We offer a range of personal loans to help you get what you want now pay it off over time.

Credit Cards

Our range of credit and debit cards offer great value, benefits and global convenience. 

100% Offset Account

Take a look at our Mortgage Crusher account that offers 100% offset with convenient access to your money. 

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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert