Investing in property

Investing in property can come with both long and short-term benefits, depending on both your strategy and the property market you buy in. When you choose a property investment loan through Heritage, you'll get access to a range of great features including: 
  • Interest only options for investors, for up to 5 years
  • Flexible repayment options, including unlimited extra repayments on fixed and variable loans
  • Split Loans

Apply before 30 June 2020 and pay no application fee.

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Indicative repayment amount only. Your credit contract will state a monthly repayment figure. You may make payments as frequently as you choose within each month to pay the monthly amount due.

Mobile Lenders could be available in your area

A Mobile Lender can meet you at home or work to help calculate how much you can borrow and walk you through the process.
Speed up and simplify your home loan application with this checklist, which covers identification, income, living expenses and other requirements you will need.

Customer-Owned Banking you can bank on.

Established in 1875, and with more than $10 billion in assets, Heritage is Australia's largest Customer Owned Bank.

#1 in Customer Satisfaction for Brand Authenticity among Retail Banks

by J.D. Power Australian Bank Brand Authenticity Study 2020
Mozo People's Choice Award Outstanding Customer Service & Most Recommended

If you'd like to compare the features and benefits of all the home loans we have on offer, visit compare all home loans.

If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.

Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.

Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.

Investing in and managing property comes with a range of responsibilities. We've put together some tips in our Investment Help & Guidance Hub to help you get started.