Bridging Loan

Our Bridging Loan can help you bridge the finance gap between selling your current home and buying a new one, with short term finance of 6 months and no repayments necessary until the end of the loan term.

9.54 % PA
Owner Occupied Variable Rate About this rate Apply now
9.64 % PA
Comparison rate*
Rates

Bridging Loan Features

  • Purchase your new home or investment property while your old home is still on the market.
  • Borrow up to 72% LVR on the property being sold, with the Bridging Loan remaining separate and easily identifiable.
  • Standard loan term of 6 months.
  • No repayments necessary until the end of the loan term.
  • Interest is calculated daily and added to the loan balance on the last day of each month. The full loan balance, including the interest charged over the loan term, is due to be repaid at the end of the standard loan term with the proceeds from the sale of your old home. 
  • No monthly loan service fee.
  • Must be accompanied by a residual loan application.

Interest Rate Comparison Rate
Bridging Loan - Owner Occupied
Bridging Loan - Investment
Interest Rate
9.54%
Comparison Rate
9.64%
Interest Rate
9.54%
Comparison Rate
9.64%
Rates Effective From 05/09/2024
Fees

Lending Schedule of Fees

Research tools
What is a bridging loan?
Building equity in your property
The home loan application process
Home Loan repayment calculator
Borrowing power calculator
Home Loan refinancing calculator
Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

We're here to help

Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.