SME Unsecured Working Capital Loan

Our SME Unsecured Working Capital Loan can help support your cash flows or provide extra working capital to help your business grow.

• Unsecured^* loans from $20,000 - $100,000
• Loan terms of up to 5 years
• Principal and interest repayments over the term of the loan
• Optional 6 month initial repayment holiday, subject to approval

To be eligible for any SME Support Loan under the SME Guarantee Scheme you must:

• Have an Australian Business Number (ABN);
• Have an annual business turnover of up to $50 million;
• Be making a new loan application (not an extension of an existing loan); and
• Be applying for the loan for business purposes. SME Support Loans cannot be used to purchase residential property or a financial product; or for the provision of loans to an 'associated entity'.

To apply for or enquire about our SME Support Loans: 

• Call us on 1300 301 809;
• Enquire online; or
• Contact your existing Business Banking Manager directly.

For more details on the Scheme visit the Department of Treasury website.