Bridging Loan

A bridging loan is a short-term loan which bridges the finance gap between selling your current home and buying a new one.


  • Standard term of 6 months
  • Can be combined with any other Heritage loan type to facilitate the purchase of your new home, but the Bridging loan remains separate and easily identifiable
  • No repayments necessary until the end of the loan term
  • Interest is calculated daily, and added to the loan balance on the last day of each month however the full loan balance including the interest charged over the period is not due to be paid until the loan is repaid in full at the end of the term
  • No monthly administration fee
  • Valuation fee on the first security is paid by Heritage up to a maximum of $330. This will be paid on the valuation of the security used for the Bridging Loan. However, when combined with another Heritage loan type to purchase your new home there will be an additional valuation on your new property, this valuation fee will be payable by you.

Interest Rate Comparison Rate
Bridging Loan - Owner Occupied
Bridging Loan - Investment
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Comparison Rate
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Rates Effective From 09/04/2021

Upfront Application Fee $900
Monthly Loan Service Fee $0
Settlement Fee $150
Loan Finalisation Fee $300
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