Credit Cards

If you're looking for great rewards, a low interest rate, or no annual fee, we have a range of credit and debit cards to choose from.

Find your card
Find a credit card that fits you
With our credit card finder tool, we can help you find a card that suits your needs.
Featured Cards
Platinum Credit Card

Our premium card has a competitive interest rate, loads of features and a great rewards program.

Gold Low Rate
An ongoing low variable interest rate, plus lots of features, makes this one of our most popular credit cards.
Business Credit Card
With a Business Visa Credit Card, business owners have access to a credit card facility and the option of having multiple cards.
Classic Visa Card
Heritage Bank’s Classic Visa Card offers a competitive interest rate and up to 55 days interest free* on Visa purchases. 
Visa Debit Card

Gives you the convenience of a credit card, but the security of using your own money so you can keep control of what you spend.

How to avoid paying credit card interest and late fees
Understand how to avoid any extra fees and interest charges so you can make the most of your card.
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